Traci

Are you looking forward to traveling abroad this summer, taking a cruise to the Caribbean, or simply visiting our neighbor nations to the north or south? Planning an international getaway with the family is exciting. But before you start packing the swimsuits and passports, it’s smart to take a few extra steps to protect your [...]

There’s nothing like cooling off with a swim on a hot summer day. But whether you’re headed to the backyard pool, a quiet lake, or the open ocean, safety should always come first. As it turns out, drowning is one of the leading causes of accidental death for children, and even confident adult swimmers can [...]

If you’ve ever used your health insurance for a doctor’s visit, test, or procedure, chances are you’ve received something in the mail, your email inbox, or via your online insurance portal called an “Explanation of Benefits,” or EOB. At first glance, it can look a lot like a bill, which is why so many people [...]

Let’s be honest, few people look forward to visiting the dentist. The chair reclines a little too far back, the suction tube makes weird noises, and someone’s always asking you questions while your mouth is wide open. But despite the awkwardness, your dentist might just be the unsung hero of your healthcare team. As it [...]

Emergencies don’t wait for a convenient moment—and when they strike, the last thing you want is to feel unprepared. Whether it's a hurricane, wildfire, winter storm, or unexpected power outage, having a solid family emergency plan in place can make all the difference between chaos and calm. Yet surprisingly, only 39% of Americans have developed an [...]

When it comes to health insurance, High Deductible Health Plans (HDHPs) often stand out for one big reason: lower monthly premiums. But are HDHPs worth all the hype? When considering an HDHP for your health insurance coverage, it is important to understand the trade-offs. So here’s the question: Would you bet over $7,000 on staying healthy this [...]

Houseplants are an excellent addition to any home. But did you know that, besides looking great, they can improve your health and well-being? From cleaner air to reduced stress, adding a little greenery to your space is a simple way to create a more comfortable home. However, unless you have a green thumb it can [...]

As parents of children with special needs, you face a profound question that likely keeps you awake at night: "Who will care for my child when I'm gone?" This concern extends beyond emotional support to financial security, specialized care, and quality of life. While no insurance policy can replace a parent's love and attention, joint-survivorship [...]

When you say "I do" or welcome a child into your life, your financial responsibilities fundamentally change. Someone else now depends on your income and stability. Despite this reality, a concerning 44% of households would face financial hardship within six months if a primary wage earner died, according to LIMRA's 2022 Insurance Barometer Study. Gut check - [...]

Spring brings renewal and the perfect opportunity to break free from winter routines. Did you know that spending just 20 minutes outdoors significantly lowers stress hormone levels? This is according to a study published in Frontiers in Psychology, and with spring upon us, now is the perfect opportunity for outdoor fun. Here are just a [...]